Non-Citizen Spouse Scheme (NCS)

You may be eligible for the if you are a citizen with a spouse who is neither a Singapore Citizen nor a Singapore Permanent Resident (SPR:

Singles Grant; or

Improved CPF Housing Grant (Singles)/ Extra CPF Housing Grant (Singles) ^

^ The EHG is introduced and certainly will replace the AHG for resale applications received from 11 2019 september.

Singles Give

Assistance For

Married candidates aged 21 or above whom buy an HDB resale flat beneath the Spouse that is non-Citizen Scheme

Recipient Can Also Be Entitled To

Improved CPF Housing Give for Singles

Recipient May Later Meet The Requirements For

  • Top-Up Grant
  • Resident Top-Up

Give quantity

Buying 2- to 4-room Resale Flat Buying 5-room or Bigger Resale Flat
$25,000 $20,000

Eligibility

At the very least 21 years old

Domestic Reputation
  • Perhaps Not the master of a set bought from HDB, or an Executive Condominium (EC) or Design, Build and Sell Scheme (DBSS) flat bought from a designer
  • Not offered a set purchased from HDB mylol.com, or an EC/ DBSS flat purchased from a designer
  • Not received any CPF Housing give for the acquisition of an HDB resale flat
  • Not received any kind of housing subsidy, e.g. Benefitted underneath the Selective En bloc Redevelopment Scheme (SERS), HUDC property privatisation
Flat Type 2-room or bigger
  • Two decades or even more
  • You may get a lease that is flat’s with this HDB Map solutions
  • Try not to have other home overseas or locally, and also perhaps not discarded every in the last 30 months
  • Cannot spend money on personal investment property from the date of flat application till following the 5-year MOP
  • Ought not to be buying an HDB resale flat that’s been established for SERS

^ For resale applications received on or after 11 2019 september. For resale applications received before 11 September 2019, earnings ceiling is $12,000

  • Give Amount = $25,000

Income document guidelines

For the flat application, you therefore the other candidates and important occupiers will have to prepare yourself the next documents for the verification:

  • Three months’ payslips preceding the of application, if employed full-time (not on commission-basis month)
  • Six months’ of earnings papers preceding the of application, for other types of employment month
  • Evidence of jobless, if you don’t working

Besides the documents that are above we possibly may additionally request other papers for verification if required.

Nature of work

Papers to Submit

Records

  • A few months’ payslips preceding the of application month
  • Page from employer salaries that are certifying a few months preceding the thirty days of application; the page must support the:
    • Business stamp/ letterhead
    • Certifying officer’s name, signature, and designation

Note: If for example the income includes allowances, we shall need half a year’ payslips preceding the thirty days of application.

  • Assessment is dependant on the typical gross income that is monthly which:
    • Excludes bonuses and income received from ad hoc overtime work
    • Includes allowances (fixed/ adjustable) received on a regular basis (e.g. Allowances for meals, transportation, washing, uniform, etc. )
  • If you’re used full-time but on no-pay leave for under a few months, we’re going to cons Notice of Assessment (NOA) through the Inland income Authority of Singapore (IRAS) won’t be accepted

  • Latest NOA from IRAS or Statement of Annual Accounts certified by an audit company
  • Undertaking affirming the common gross income that is monthly six months preceding the thirty days of application

    Assessment is founded on the common gross month-to-month earnings

    The undertaking for applicants/occupiers to affirm their normal gross income that is monthly be delivered to candidates via e-mail (if needed).

    • Six months’ payslips preceding the thirty days of application
    • Page from employer certifying salaries for half a year preceding the month of application; the page must support the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is dependant on the typical gross income that is monthly.

    • Half a year’ commission statements/ payslips preceding the thirty days of application
    • Page from employer salaries that are certifying a few months preceding the thirty days of application; the letter must retain the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is dependant on the common gross income that is monthly.
    • Page from employer certifying salaries for six months preceding the thirty days of application; the page must support the:
      • Business stamp/ letterhead
      • Certifying officer’s title, signature, and designation
    • Assessment is dependant on the common gross income that is monthly.

    Unemployed individual (between 18 to 62 years old)